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Find Derek Adair on Google Business Profile

Buying or refinancing a home isn’t just a financial decision — it’s a life moment. That’s why Derek Adair is committed to providing a mortgage experience that feels personal, clear, and genuinely supportive from start to finish.

Derek Adair works at Union Home Mortgage Corp., helping Michigan families secure competitive home loan solutions.

With a passion for helping individuals and families achieve their homeownership goals, Derek brings a calm, knowledgeable approach to a process that can often feel overwhelming. His goal is simple: make every customer feel confident, cared for, and fully informed every step of the way.

Derek Adair – Mortgage Loan Officer | Union Home Mortgage

Who Derek Is

Derek is more than a loan officer — he’s a guide, a listener, and a trusted resource for homebuyers across Michigan, Florida and Texas. He understands that no two borrowers are the same, and he takes pride in tailoring every loan solution to fit each client’s unique needs, budget, and long-term goals.

Whether you’re purchasing your first home, refinancing to save money, or building a dream home from the ground up, Derek approaches each situation with patience, expertise, and a genuine desire to help you succeed.

Outside of work, Derek enjoys hiking, community events, and spending time with family.

What Derek Loves About His Work

Helping someone buy a home is deeply meaningful — and Derek never takes that responsibility lightly. He loves seeing clients move into homes they’ve worked hard for and knowing he played a part in making that dream possible.

From first-time buyers to seasoned homeowners, Derek enjoys being a steady, dependable partner through one of the biggest decisions people make.

A white star surrounded by laurel branches on a black background.

• Top-Rated Mortgage Professional on Experience.com

• 5-Star Client Satisfaction Rating

• Trusted by Homebuyers Across Michigan

Testimonials

  • Derek Adair was an excellent lender!! He explained each step of the process of the loan re-fi and explained everything to me answered all my questions. He is very personable and very knowledgeable. I would recommend him for all your loan needs!!!

    Barbara H

  • Derek has been amazing thru the process of us buying our home here in Michigan about a year ago. When rates dropped for VA, he reached out right away to help us refinance to the lower rate. I wholeheartedly recommend Derek for all your mortgage needs!

    Jaime F

  • Derek was so helpful throughout the entire process. As first-time homebuyers, the process was entirely foreign to us, and he took the time to explain and re-explain everything to us so we felt comfortable. He also made himself available morning, noon, night and even midnights a couple times. So grateful for him, his professionalism and extremely helpful customer service.

    Kady H

  • Five stars truly is NOT ENOUGH to express our satisfaction. This was our second home purchase Derek was our loan officer for. He truly goes above & beyond what is expected of him. Made himself available any time, any day for questions or concerns. We recommend him to anyone and everyone. You will NOT regret it!

    Ashley B

  • It was an absolute pleasure to work with Derek. He made sure we understood the entire process from start to finish and were confident in our decisions. He made finding our first house enjoyable. It was like working with family.

    —Cristen T

  • Derek Adair was outstanding throughout my entire home loan process. From day one, he was professional, responsive, and truly went above and beyond to make everything smooth and stress-free. He took the time to explain each step clearly and made sure I felt confident with every decision. I highly recommend Derek to anyone looking for a trustworthy and dedicated loan officer. Thank you for helping make my homeownership dream a reality!

    Socotra I

Moments with Our Clients

Ready to Start Your Journey?

Derek would be honored to help you take the next step toward homeownership.
Whether you’re just exploring or ready to apply, he’s here whenever you’re ready.