Build the Home You’ve Always Dreamed Of
Building your own home is one of life’s most rewarding experiences — and we’re here to make it simple. With the right financing and a trusted mortgage partner by your side, you can bring your vision to life with confidence, control, and peace of mind.
Whether you’re working with a custom builder or managing your own project, a new construction loan helps you finance every stage of the process — from the foundation to the finishing touches. You’ll enjoy flexible funding, personalized support, and payment options designed to fit your needs while your home is being built.
Build with Confidence
Benefits of a Construction Loan
Every home is unique — and your loan should be, too. We offer a range of construction loan programs to fit different budgets and building plans.
Tailored Financing for Every Blueprint
Keep payments manageable during the build. You’ll only pay interest on funds used during construction, freeing up cash for design decisions and materials.
Simple, Interest-Only Payments
Save time and avoid extra paperwork with a streamlined process that converts your construction financing into a long-term mortgage once your home is complete.
One Loan, One Closing
Choose from Conventional, FHA, VA, or USDA programs depending on your qualifications and goals. Derek will guide you through the best fit for your project.
Multiple Loan Options
Why Build with Derek Adair and Union Home Mortgage?
Personal Guidance from Start to Finish
Building a home can feel complex — but it doesn’t have to be. Derek provides one-on-one support through every stage, from pre-approval to move-in day.
Trusted Experience, Proven Results
With years of experience helping homebuyers across Michigan, Florida, Ohio, Illinois, and Texas, Derek knows how to simplify the process and get you results fast.
Smooth, Transparent Process
No surprises. No confusion. Just clear communication and reliable updates as your loan progresses.Committed to Your Success
At Union Home Mortgage, we believe in helping families achieve homeownership with honesty, integrity, and care — values that guide everything we do.
Start Building Today
Your dream home is closer than you think. Let’s talk about your vision, explore your financing options, and take the first step toward the home you’ve always wanted.